One common stunt is to write your annual tax check to the IRS on a shirt (the shirt off your back, get it?). However, if the clerk does accept it, the bank will honor it. Needless to say, if you try to write a check on the back of an old grocery list, the average checkout clerk is going to tell you to take a hike. Merchants and the like are free to reject any sort of payment they don’t cotton to, checks included. The trick is that you have to find somebody willing to accept such a check. According to the Uniform Commercial Code, the body of law that governs these things, all you have to include are the name of the payee, the dollar amount, the name of your bank, your signature, the date, and some suitable words of conveyance, such as “pay to the order of.” You don’t need the account number or the bank ID number you find on preprinted checks. You can write a “negotiable instrument,” bank talk for a valid check, on just about anything. More information on bypassing your banks for checks in this Bankrate article. If you want be cool and have Shrek or the Sistine Chapel on your checks, you’re on your own ). But you have to buy more checks get the cheaper prices, so take your pick. Walmart is 3.19 cents/check, and Promise is 3.65 cents/check. Per single check, Costco is the cheapest at 2.25 cents/check. Or you could just open up another free checking account, but 9 bucks isn’t so bad. Promise Checks – Lots of the checks have religious messages, but they also offer 200 plain single checks for $4.95, and 150 duplicate checks at $7.95. Walmart Checks – 240 single plain checks or 175 duplicate checks for $5.96 + $1.70 standard shipping = $7.66. If you’re not a member of Costco or need less checks, try these places: You get 400 single plain checks for $9, or 300 duplicate checks for $10 with free shipping. This time, I’m ordering from Costco Check Printing. ![]() ![]() I didn’t know you could get checks printed from anywhere. Last time I was stupid and requested new checks directly from Bank of America. I try to write as little checks as humanly possible and pay for everything with credit cards to get cash back, but still, things like rent, graduation gifts, giving to charity, gradually deplete my checkbook.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |